When a car breaks down in Pinetown, a school account lands in Chatsworth or a medical bill arrives in Umhlanga, waiting for payday is not always an option. Speedy Loans helps Durban residents apply for a quick loan online, without queues, branch visits or paperwork piled on the kitchen table.
All the lenders we work with are registered with the National Credit Regulator.
A quick loan is designed for short-term needs: an unexpected repair, a family emergency, school costs or a bill that cannot wait. If the amount you need is modest, our small loans page explains how borrowing a smaller amount can keep your monthly repayment manageable.
Completing the online application can take less than ten minutes. Approval, however, is never automatic, because every lender must check that you can afford the repayments before granting a loan. No one can guarantee approval in advance, so be wary of anyone who does.
You can read how it works in our quick and easy process guide. If you are in a real hurry, take a look at our fast cash loans or our page on urgent loan assistance.
Loans start from R1 000 and go up to R200 000, and you choose the repayment period that suits your budget. A longer period lowers each monthly instalment, but you will pay more interest overall. Our easy repayment loans page shows how to balance the two, and you can also look at a quick online loan if you prefer to manage everything from your phone.
Almost anyone can apply, as long as they can afford the monthly repayment. This includes:
Your information is kept confidential, and you will only be asked to take on a loan you can realistically repay.
If you are borrowing again and again to cover the same bills, a quick loan may only delay the problem. When several debit orders are squeezing your budget, consolidation loans combine your debts into one monthly repayment, which can make life in Durban a little easier on your wallet.
Before you sign anything, check that the credit provider is registered with the National Credit Regulator. Fees and interest must fall within the limits of the National Credit Act, so read the agreement carefully and borrow only what you need.
Tell us what you need, and we will help you find a loan that fits your budget.
